General Info
Professional Track
- Information Technology (IT) and Communications
Financial Technology
Country
TajikistanProfessional Interests
- How to create a sustainable transition plan
- Green finance metrics
- AI applications for sustainable finance
Empowered women empower women.
What will be your most valuable contribution to your TechWomen mentorship?
I am highly communicative, a quick learner and bring over 12 years of experience in the banking sector. I can contribute by sharing real-life challenges, gaps, and nuances in risk and ESG processes at my bank, offering a unique perspective for comparison and discussion. With strong analytical thinking, I hope to collaborate with my mentor to design practical improvements for my organization. My dedication and strong work ethic will ensure that I meet expectations and respond actively throughout the mentorship, making the exchange process dynamic, results-oriented and mutually enriching.
The Top Three Things I Would Like to Learn or Experience During my Mentorship
- Gain skills in ERM and sustainable finance in banking.
- How to leverage AI in risk management and sustainable finance.
- Increase skills related to leadership and conflict resolution.
Mentorship Characteristic
- Have exposure to the company culture
- Focus on technical skills building
- Present my current work to professionals in my industry
- Exposes me to new tools and platforms
Ideal Company Type
I am interested in a company focused on fintech, particularly in payments and BNPL services, with operations in multiple countries. My goal is to explore how sustainable finance is implemented both at the holding level and across its international branches. I am also keen to understand how risk management and ESG principles are integrated into corporate culture. Ideally, my mentor would be someone with deep expertise in risk management or with hands-on experience in implementing green finance initiatives and designing transition plans toward sustainability within a financial institution.
What are three adjectives that best describe you in the work place?
- Curious
- Open-minded
- Fast learner
What impact will your mentorship have on your career and professional path?
This 15-day mentorship will allow me to explore leading practices in sustainable finance, which I aim to adapt and implement at Alif Bank, where I manage ESG risk. In Tajikistan, this field is just emerging—local professionals often have only limited theoretical knowledge and little on practical experience. Direct exposure to how U.S. companies integrate ESG into their operations will provide invaluable insights. This mentorship will help me develop practical skills and apply them to strengthen ESG risk management and sustainability practices within Alif Bank.
After participating in the TechWomen program, how will you leverage your mentorship experience to make an impact in your home country?
After participating in the TechWomen program, I will work to motivate my young colleagues to pursue STEM fields and engage in social impact initiatives. Additionally, I will work on advancing sustainable finance across the bank by initiating the development of a transition plan, informed by the knowledge and best practices gained during the mentorship. This experience will help me inspire young professionals and embed sustainability principles into the bank's strategic and operational framework.
Work History
Years of Full-time Work Experience
12Current/Most Recent Job
- Title and Company: Chief Risk Officer, OJSC Alif Bank
- Direct Reports: 4
- Type: Full-time
- Location: Dushanbe, Tajikistan
- Dates: August 20, 2020 –
-
Responsibilities:
Develop and implement a comprehensive risk management framework; oversee the identification, assessment, and mitigation of credit, market, operational and liquidity risks across the bank; prepare and present regular risk reports to senior management and regulatory bodies, ensuring compliance with all relevant laws and guidelines
-
Skills:
Proficient in risk assessment methodologies and the development of mitigation strategies; skilled in analytics and the use of risk management tools; strong interpersonal and communication skills to effectively liaise with stakeholders and regulatory authorities
Job #2
- Title and Company: Head of Risk Management Department, MCF Refinancing Fund
- Type: Full-time
- Location: Dushanbe, Tajikistan
- Dates: May 10, 2018 – August 19, 2020
-
Responsibilities:
Conducted thorough risk assessments of proposed interbank lending projects, analyzing financial viability and potential risk exposures; evaluated and managed operational risks associated with interbank lending, ensuring compliance with regulatory standards and internal policies; developed and implemented risk mitigation strategies of loan portfolio
-
Skills:
Proficient in financial analysis and risk assessment methodologies pertinent to interbank lending operations; strong communication and collaboration abilities to effectively liaise with stakeholders and regulatory bodies; expertise in drafting clear and actionable client risk assessment reports, effectively communicating complex risk profiles and recommendations
Job #3
- Title and Company: Head of Operational Risk Management Unit, MDO Imon International
- Type: Full-time
- Location: Khujand, Tajikistan
- Dates: May 1, 2014 – May 2, 2018
-
Responsibilities:
Developed and implemented the bank's operational risk management framework in line with Basel; conducted Risk Control Self-Assessments (RCSA), monitored Key Risk Indicators (KRIs), and oversaw incident reporting to identify and mitigate operational risks; collaborated with business units to ensure compliance with internal policies and regulatory requirements, and report findings to senior management and regulatory bodies
-
Skills:
Expertise in identifying root causes of operational issues and developing effective solutions to mitigate risks; proficiency in conveying complex risk-related information clearly to stakeholders at all levels, facilitating informed decision-making; ability to align risk management initiatives with the bank's overall strategic objectives, ensuring a proactive approach to potential threats
Education History
Institution #1
- Institution: Steinbeis-Hochschule Berlin
- Degree Awarded: Master's
- Major: Business Administration
- Minor:
- Location: Germany
- Completion Date: July 1, 2014
Institution #2
- Institution: Khujand Branch of Technological University of Tajikistan
- Degree Awarded: Master's
- Major: Finance and Credit
- Minor: Economy
- Location: Tajikistan
- Completion Date: June 1, 2010
